Credit Cards

Credit cards can help you build credit, but there are a few rules you must follow to avoid going into debt. Team Clark has the information you need to safely handle credit cards and maximize the benefits.

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credit cards
Should You Get Pre-Approved Before Applying for a Credit Card? Credit Cards March 2nd, 2023
Have you recently been notified that you're pre-approved for a new credit card? Whether it's a solicitation in the mail,…
The Bank of America Cash Rewards Credit Card offers 3% cash back in a category of your choice.
Bank of America® Customized Cash Rewards Credit Card Review Credit Cards February 28th, 2023
Bank of America is one of the largest banking entities in the United States, so it makes sense that BOA…
business credit card
Should You Get a Business Credit Card? | When is it Worth it? Credit Cards February 28th, 2023
Are you one of the millions of small business owners in America? Whether it's a side hustle or a booming…
Visa debit card
Do Debit Cards Still Stink in 2023? Credit Cards February 25th, 2023
If you're a regular Clark Howard listener, you know the money expert has long loathed debit cards. Thanks to superior…
Ask Clark money column
Should You Ever Decline a Credit Limit Increase? Credit February 23rd, 2023
Congratulations. We just approved you for a credit limit increase of $1,000. Your new limit is $10,000. If you've held…
Best Credit Cards for Students: Top Picks for 2023
Best Credit Cards for Students: Top Picks for 2023 Credit Cards February 21st, 2023
Are you a student or a parent looking for a first credit card to use while in college? Credit card…
Ask Clark money column
Is It Wise To Sign My Credit Card on the Back? Credit Cards February 20th, 2023
When it comes to paying for the items you want and need, money expert Clark Howard generally prefers that you…
credit cards taxes
Are Credit Card Rewards Considered Taxable Income? Credit Cards February 20th, 2023
If you're following money expert Clark Howard's advice on avoiding debit cards, you're likely earning credit card rewards with all…
Marriott Bonvoy
Marriott Bonvoy Boundless® Credit Card Review 2022: What You Should Know Credit Cards February 10th, 2023
The Marriott Bonvoy Boundless® Credit Card is one of the best co-branded travel rewards credit cards on the market. With…
Amex on computer YouTube TV streaming
Select Amex Cardholders Could Qualify for Big YouTube TV Savings Credit Cards February 9th, 2023
Did you know that American Express credit cardholders can gain valuable discounts through the Amex Offers platform? And if you…
Southwest airplane companion pass
Southwest Offers Companion Pass through Credit Card for Limited Time Credit Cards February 8th, 2023
If you're a frequent Southwest Airlines customer in search of a travel credit card, now might be the time to…
Ask Clark money column
Will Collecting Numerous Credit Cards Hurt My Credit Score in the Long Run? Credit Cards February 2nd, 2023
How many credit cards should I have? It's a common question. For as long as credit scores have existed, the…
Are You Actually Earning Cash Back on Groceries With Your Credit Card?
Are You Actually Earning Cash Back on Groceries With Your Credit Card? Credit Cards February 2nd, 2023
Using a cash back credit card can be a great way to save money on groceries in 2023 -- as…
Delta airplane credit card perks
Select Delta Customers Will Receive a Valuable New Credit Card Perk Credit Cards February 2nd, 2023
If you are a Delta SkyMiles® American Express cardholder, you may want to check this new credit card perk out.…
How To Dispute a Charge on Your Credit Card
How To Dispute a Charge on Your Credit Card Credit Cards February 1st, 2023
Do you have a transaction on your credit card bill that you don't believe you should be obligated to pay?…
best grocery rewards credit cards
Best Credit Cards for Groceries in 2023 Credit Cards January 31st, 2023
If you're using a credit card to buy groceries in 2023, it's important to understand which cards can bring you…
Credit cards and statement
What the Credit Card Companies Don’t Want You To Know Credit Cards January 31st, 2023
I'm not one of those people who thinks that credit card companies are inherently evil. Credit card companies are businesses,…
American Express Blue Cash Everyday
Blue Cash Everyday® Card from American Express Review: Cash Back with Bonus Categories Credit Cards January 27th, 2023
Are you looking for a cash back credit card that offers both a set cash back reward and bonus categories?…
Best credit cards for streaming rewards
Best Credit Cards for Streaming Subscriptions in 2023 Credit Cards January 26th, 2023
Are you one of the millions of Americans who has cut the cord and become a full-time media streamer in…
Some credit card companies will replace your cell phone for free.
Cell Phone Protection: These Credit Cards Will Replace Your Stolen or Damaged Phone Credit Cards January 23rd, 2023
Did you know that you may automatically have cell phone protection from your credit card? In an effort to lure…
Best Gas Rewards Credit Cards
Best Credit Cards for Gas Rewards: Top Picks for 2023 Credit Cards January 20th, 2023
All information about Hilton Honors American Express Surpass® Card has been collected independently by Clark Howard Inc. Do you find…
The best shopping rewards credit cards
Best Credit Cards for Shopping Rewards: Top Picks for 2023 Credit Cards January 20th, 2023
You've seen the commercials, so you know there's a wide variety of rewards credit cards out there that offer cash…
How Many Credit Cards Should I Have?
How Many Credit Cards Should I Have? Credit Cards January 17th, 2023
Are you worried that the number of credit cards you have could have a negative impact on your financial life?…
Clark Howard has several credit card rules to help you build credit and avoid debt
Clark Howard: My 7 Rules for Using Credit Cards Credit Cards January 17th, 2023
Credit cards are a great way to build your credit history and improve your credit score, but they come with…
BJ's Wholesale Club and Capital One have credit card partnership.
Capital One Unveils 3 New Credit Card Options for BJ’s Wholesale Club Credit Cards January 10th, 2023
If you are a BJ's Wholesale Club customer, you are going to have some new rewards credit card options in…
Best credit cards for investing and saving rewards
Best Credit Cards for Investing Rewards in 2023 Credit Cards January 6th, 2023
All information about Schwab Investor Card® from American Express has been collected independently by Clark Howard Inc. Did you know…
Many top credit card companies offer extended warranty services.
Best Credit Cards for Extended Warranty: Top Picks for 2023 Credit Cards January 5th, 2023
Did you know that using your credit card for a big-ticket purchase could actually extend your warranty on the product?…
credit card limit
Clark Says This Move Can Help Preserve Your Credit Card Limit Credit Cards December 20th, 2022
Has your credit card issuer tried to lower your credit card limit recently? As economic conditions fluctuate, credit card companies…
The Altitude Go is U.S. Bank's newest rewards credit card.
U.S. Bank Altitude® Go Visa Signature® Card: 6 Things To Know Credit Cards December 17th, 2022
The new U.S. Bank Altitude® Go Visa Signature® Card targets the recent shift in consumer behavior by rewarding things like…
U.S. Bank Cash+® Visa Signature® Card Review: Pick 5% Cash Back Categories
U.S. Bank Cash+® Visa Signature® Card Review: Pick 5% Cash Back Categories Credit Cards December 17th, 2022
Do you have one of those rotating 5% cash back credit cards? U.S. Bank has a credit card that matches…