Latest Ask Clark

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What’s the Best Way To Donate to a Charity? Donating & Volunteering May 26th, 2023
I want to donate to charity but I'm not sure about the most effective donation method. What's the best way…
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My Social Security Number Is on the Dark Web. What Should I Do? Protect Your Identity May 25th, 2023
As engaging and informative as it is to surf the web or shop online, it’s no fun when you discover…
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What Home Security Camera Does Clark Prefer Ahead of Amazon’s Ring? Homes & Real Estate May 24th, 2023
If you own a home, there's a good chance you'll want a home security camera. There are just too many…
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If I Have To Choose Between Paying My Car Loan and My Credit Card Payments, Which Should I Pick? Debt May 23rd, 2023
Sometimes we hit financial roadblocks and have to pick the lesser of two evils. What if you have to choose…
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How Do I Remove Myself as an Authorized User on a Credit Card? Credit Cards May 22nd, 2023
Someone added you to a credit card as an authorized user. Perhaps a parent, a spouse or an ex. But…
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Where Would Clark Howard Live if Not in the United States? Travel May 19th, 2023
Money expert Clark Howard operated travel agencies early in his career and has spent decades as a prolific international traveler.…
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My Parents Haven’t Saved for Retirement. What Should I Do To Help? Investing & Retirement May 19th, 2023
Most of the headlines regarding family members helping each other financially deal with parents supporting adult children. However, in many…
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My 18-Year-Old Son Got a $100,000 Settlement. Should He Use It To Max Out His IRA Every Year? Investing & Retirement May 18th, 2023
However it happens, you suddenly get a six-figure sum plopped into your bank account. Great news! Now what do you…
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Will More Electric Vehicles Raise Rates on Electricity in the Next Few Years? Cars May 17th, 2023
Remember that economics class you took in high school that taught you supply and demand? Typically, if supply is fixed…
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How Can I Estimate My Social Security Benefit? Investing & Retirement May 16th, 2023
Now that pensions are almost non-existent, many Americans rely on Social Security to sustain them financially in retirement. You can…
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The 3 People, Living or Dead, Clark Would Invite to a Costco $1.50 Hot Dog Party Shopping & Retail May 15th, 2023
Money expert Clark Howard loves Costco. It's his favorite store. He's never been shy about it. Given how long Clark…
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Should I Insure My Cars and Home With the Same Company? Insurance May 12th, 2023
At a time when insurance premiums are skyrocketing, especially for home and auto insurance, people are looking for ways to…
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My Neighbor’s Dead Tree Is About To Fall on My House. What Do I Do? Homes & Real Estate May 11th, 2023
Not all damage to a home happens due to a natural disaster. Sometimes these things can be slow-moving and avoidable.…
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How Can I Find Out Why My Credit Score Just Dropped? Credit May 10th, 2023
Credit scores can seem like a mysterious black box if you're unfamiliar with how they work. Yet free credit score…
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What Brokerage Do You Recommend for First-Time Investors or Kids? Investing & Retirement May 9th, 2023
Learning about finance and investing from an early age can be life-changing. Many of us have children, family members or…
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Is Dollar Flight Club’s Lifetime Membership Fee Worth It? Travel May 8th, 2023
Love to travel? You likely spend some amount of time trying to score great deals on airfare. Most people don't…
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Is CarMax a Good Place To Buy a Car? Cars May 5th, 2023
So you want to buy a car. What make and model do you want? And perhaps a tougher question: where…
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How Do I Avoid the Money in My Bank Disqualifying My Children From Financial Aid for College? Education May 4th, 2023
If you've sent kids to college, you've probably heard of FAFSA (Free Application for Federal Student Aid). FAFSA offers federal…
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Does It Ever Make Sense To Physically Build Your Own Home To Save Money? Homes & Real Estate May 3rd, 2023
There's building a new house and then there's building your own home. Not many people have the skillset to build…
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We Have Enough Money To Retire. Can We Cancel These Insurance Policies and Use the Money for Fun? Investing & Retirement May 2nd, 2023
If you don't have enough money saved for retirement, it's easy to know what to do. At least in broad…
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How Do I Prevent My Credit Score From Sinking When I Pay Off a Loan? Credit May 1st, 2023
Handling a variety of loans in a responsible way can help your credit score. But if you lose certain lines…
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My Cable Company Is Raising Prices Unless I Enroll in Auto-Pay. Is It Safe? Money & Credit April 28th, 2023
Payment technology and culture advanced so quickly that the time when you could get a discount on your monthly bills…
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Should I Tip on a Cruise? Travel April 28th, 2023
If you’re planning a trip, no doubt you’re budgeting for any and all possible expenses. That would generally include tipping…
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What’s the Cheapest Way To Replace a Lost Vehicle Key Fob? Cars April 27th, 2023
Raise your hand if you've ever lost something. If both of your hands are holding your phone or by your…
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Am I Wasting My Time Reporting Spam Emails To My Email Service Provider? Scams & Rip-Offs April 26th, 2023
Even if you never get caught in their trap, email spam -- especially malicious emails attempting to scam you --…
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Should I Rent My Roof To a Solar Panel Company for Income? Make Money April 25th, 2023
There's a knock at your door. Great, you think. Another salesperson. But instead of asking you for money, the person…
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What Should I Read To Learn More About Investing? Investing & Retirement April 24th, 2023
You may want to learn about investing but you're not sure what to read or which advice to trust. You're…
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How Do I Know Whether I’m Getting a Good Price on Gutter Protection Covers and Other Household Improvements? Homes & Real Estate April 21st, 2023
If you own a home, you've probably considered an addition or renovation at some point. Perhaps you've even heard an…
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How Should I Collect Payments for My Small Business? Money & Credit April 20th, 2023
Not long ago, businesses and customers had two choices for transactions: cash or credit. Now, there are a number of…
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Are Money Market Funds a Safe Place To Stash My Savings? Investing & Retirement April 19th, 2023
The massive interest rate hikes since the first quarter of 2022 have impacted almost every corner of the United States…