Michael Timmermann has been helping people save money for more than a decade. He writes about budgeting, streaming TV services and cell phone plans for Clark.com. Prior to joining Team Clark in 2014, Michael produced Clark Howard's popular segments for CNN's sister network, HLN. After paying off his mortgage in two years, Michael started MichaelSaves.com, a website where he shares practical ways to lower your monthly bills and meet your own financial goals.

More posts by Michael Timmermann

Political scam alert: Do not answer phone calls from these 10 area codes!
Political scam alert: Do not answer phone calls from these 10 area codes! Scams & Rip-Offs June 1st, 2022
With the midterm elections right around the corner on November 6, Americans are getting more and more political-related phone calls…
This woman’s car has traveled 400,000 miles and is still going strong
This woman’s car has traveled 400,000 miles and is still going strong Cars June 1st, 2022
A Clark.com reader sent us a photo of her car's odometer after it reached 400,000 miles! Vikki sent me an…
How to Choose a Live TV Streaming Service
How to Choose a Live TV Streaming Service Streaming TV January 27th, 2021
If you're trying to cut the cord, you may not know how to choose a live TV streaming service for…
AT&T Is Making Big Changes to Its Streaming TV Plans
AT&T Is Making Big Changes to Its Streaming TV Plans Streaming TV January 12th, 2021
AT&T TV Now's live TV streaming plans are no longer available to new subscribers. According to its website, AT&T TV…
Hulu with Live TV
Hulu Live Is Adding These 14 Networks to Its Channel Lineup Streaming TV January 4th, 2021
Hulu's live TV streaming service is adding 14 ViacomCBS networks to its channel lineup. ViacomCBS announced the agreement with Hulu…
3 Paychecks
How to Save 2 Full Paychecks Every Year Budgeting & Saving December 28th, 2020
If you want to get out of debt, stash away more for retirement or control excessive spending, making a simple…
Wallet full of cash
25 Ways to Pay for a $1,000 Emergency Expense Budgeting & Saving December 14th, 2020
When was the last time you were hit with a $1,000 expense that wasn't in your budget? We've all been…
Hulu with Live TV
Hulu Just Announced a Price Hike for Its Live TV Streaming Service Streaming TV November 16th, 2020
Hulu + Live TV is raising its starting price again. The live TV streaming service will increase its price by…
Hulu with Live TV
Hulu Live Is Dropping These Regional Sports Networks Streaming TV October 22nd, 2020
Hulu + Live TV is the latest streaming service to lose Fox Regional Sports Networks. The Sinclair-owned RSNs are being…
Minimum Internet Speed Requirements for Streaming TV Services
Minimum Internet Speed Requirements for Streaming TV Services TV, Satellite & Cable October 9th, 2020
If you're thinking about canceling cable or satellite TV to sign up for an affordable live TV streaming service, you'll…
Just Announced: YouTube TV Is Losing Fox Regional Sports Networks
Just Announced: YouTube TV Is Losing Fox Regional Sports Networks Streaming TV September 30th, 2020
YouTube TV is dropping Fox Regional Sports Networks from its channel lineup as a short-term extension is set to expire.…
Grocery rebate app Ibotta helps you earn cash back
How to Turn Grocery Receipts Into Cash With Ibotta Deals & Savings September 14th, 2020
There are so many free cash back apps available on smartphones right now that you don't have to clip paper…
Tracfone Verizon
Just Announced: Verizon to Buy Tracfone’s Prepaid Wireless Brands Cell Phones September 14th, 2020
Big changes are coming to the prepaid wireless business! Verizon has agreed to acquire Tracfone from America Movil in a…
Lidl store
14 Things to Know Before Your First Trip to Lidl Shopping & Retail September 10th, 2020
Money expert Clark Howard is a big fan of Aldi because it can save you lots of money on your…
YouTube TV Review: What You Need to Know Before Signing Up
YouTube TV Adds NFL Network and Launches Sports Plus Add-On Streaming TV September 3rd, 2020
Just in time for football season, YouTube TV has added NFL Network to its channel lineup. This development had been…
Before and after chronological resume sample
Best Resume Template: 9 Ways to Update Your Resume Jobs August 27th, 2020
If you're searching for a new job, an excellent resume is crucial to landing an interview with a hiring manager.…
Things to Know Before You Sign Up for Verizon
Verizon Is Making Big Changes to Its Unlimited Data Plans Cell Phones August 18th, 2020
Verizon is making big changes to its unlimited data plans that include more perks for the same price. Starting August…
Area Codes IRS Scam Calls
Scam Alert: Beware of Phone Calls From These Area Codes Scams & Rip-Offs August 11th, 2020
IRS scammers are up to their old tricks again! One of the most common phone scams every year happens when…
T-Mobile unlimited plan deal
New T-Mobile Unlimited Deal Offers 4 Lines for $100 a Month Cell Phones July 23rd, 2020
One of T-Mobile's unlimited data plans is getting cheaper. Starting July 24 and for a limited time, you can get…
$5 Savings Challenge
How to Save Thousands of Dollars Starting With Just One $5 Bill Budgeting & Saving July 10th, 2020
When I was growing up, I remember saving spare change in a giant crayon bank, which was basically a piggy…
TV displaying Sling TV logo in front of a channel guide offering options to upgrade Sling TV and still pay less than YouTube TV
5 Ways to Upgrade Sling TV and Still Pay Less Than YouTube TV Streaming TV July 8th, 2020
After YouTube TV raised its monthly price by $15, many cord-cutters may be giving Sling TV a second look. YouTube…
YouTube TV Price Hike
YouTube TV Is Raising Its Price to $65 a Month Streaming TV July 1st, 2020
YouTube TV has confirmed that the starting price for its live TV streaming service is going up by $15 a…
AT&T TV Now
4 Things to Know Before You Sign Up for AT&T TV Now Streaming TV June 30th, 2020
UPDATE: AT&T TV Now’s live TV streaming plans are no longer available to new subscribers. The service has merged with…
YouTube TV vs. AT&T TV Now
YouTube TV vs. AT&T TV Now: 7 Things to Consider Before You Sign Up  TV, Satellite & Cable June 30th, 2020
UPDATE: AT&T TV Now’s live TV streaming plans are no longer available to new subscribers. The service has merged with…
Online survey
Survey Junkie Review: 3 Things to Know Before You Sign Up Make Money June 25th, 2020
Completing online surveys is an easy way to earn extra cash while working from home, but is Survey Junkie worth…
Things to Know Before You Sign Up for fuboTV
fuboTV Is Adding ESPN and These Disney-Owned Networks to Its Lineup Streaming TV June 24th, 2020
fuboTV, a sports-focused live TV streaming service, is adding ESPN to its channel lineup starting this summer. In a news…
Clark.com readers share the 12 cheap brands of coffee that they really love!
12 Cheap Brands of Coffee That People Really Love Food & Restaurants May 27th, 2020
I remember reading a study from a few years ago that found the average American spends more than $1,000 a…
Amazon Fire tablet
New Streaming Perk for Select Amazon Customers Streaming TV May 27th, 2020
Millions of Amazon customers can get 12 months of free access to the Food Network Kitchen Premium app right now.…
Tipping for delivery during COVID-19
How Much to Tip During the Coronavirus Pandemic Money & Credit May 26th, 2020
The coronavirus pandemic is forcing many Americans to shift their spending habits in ways they never have before. Some people…
YouTube TV possible price hike
Is YouTube TV Going to Raise Prices Soon? Streaming TV May 22nd, 2020
After a deal was announced to bring 14 additional ViacomCBS networks to YouTube TV, many subscribers are wondering if a…